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MLCredit loan app is a fast Nigerian lending service that offers safe and fast loans. The smartphone app allows users to borrow up to ₦600,000 unsecured with no collateral and minimal documentation. An unsecured loan is a type of loan that does not require collateral or downpayment to obtain. It is usually short-term with very high interest rates. Do not borrow from an online loan app to fund your lifestyle. Short-term loans are helpful in…
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Vella finance is a one-stop digital bank that offers a wide range of financial services including peer-to-peer payments, interest-bearing digital savings accounts, crypto wallet, airtime for cash exchange and multicurrency physical/virtual cards that can be used to pay for Facebook Ads, Wise, Instagram Ads, Google Ads, Alibaba, Wave, Shopify etc. Digital banks incur fewer expenses compared to traditional brick and mortar banks. They don’t have physical branches with staff and other expenses, they can in…
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For most Nigerians, the differences between the types of bank accounts don’t concern them, as long as they can use the basic feature of deposit and withdrawal. But not knowing the differences between these bank account services can mean you are leaving lots of money behind on the table, literally, not to talk of other advantages you probably haven’t yet thought of. The most popular type of bank account in Nigeria is the savings account…
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A friend sent me an invite to this “money-making opportunity” on WhatsApp, it sounded kinda interesting that I decided to look into it and write a review for others who might have received a similar message. Stellargain.net is a Nigerian website where participants are promised daily returns, with all they have to do is just to pay a registration fee of N1500 and N5000. Obviously, the more money you registered with, the higher you earn…
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If your monthly salary in today’s Nigeria is 100 thousand nairas or thereabout, congratulations and good luck to you, both in equal amount. The reality is that on one hand, 100k, which is about $200 is barely enough to live on, and on the other hand earning that amount monthly means you already make more money than 70% of Nigerians. Point is, if you are struggling with your budget, it is not your fault, a…