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		<title>VTpass Review 2022: Online Payment Service Provider in Nigeria</title>
		<link>https://africaexplained.com.ng/vtpass-review/</link>
					<comments>https://africaexplained.com.ng/vtpass-review/#comments</comments>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Fri, 25 Nov 2022 09:27:03 +0000</pubDate>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[VTpass review]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=2827</guid>

					<description><![CDATA[<p>VTpass is a payment processor service provider in Nigeria. A payment processor is an online service that checks the availability of funds in a customer&#8217;s debit card and confirms if they have sufficient balance to cover a payment. Simply put, what VTpass does is that it keeps a catalog of different services and products from &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/vtpass-review/">VTpass Review 2022: Online Payment Service Provider in Nigeria</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>VTpass is a payment processor service provider in Nigeria. A payment processor is an online service that checks the availability of funds in a customer&#8217;s debit card and confirms if they have sufficient balance to cover a payment. </p>



<p>Simply put, what VTpass does is that it keeps a catalog of different services and products from merchants, so that you as the end-user can purchase those products and services easily with a few clicks and on one platform. </p>



<p>With more and more businesses now operating online, and with fraudsters and scammers growing more sophisticated. You as the end-user should be skeptical of entering your ATM card information online. To this end, a service like VTpass allows you to make payments online securely. Be it buying airtime for your phone, to paying for cable TV subscription, to buying electricity units and more, you can do all these conveniently online without having to worry about entering your card information on a scam website. </p>



<h4 class="wp-block-heading"><strong>Why are VTpass Services Necessary?</strong></h4>



<p>Nigeria, just like the rest of the world is increasingly going cashless. This means more and more payments online,  in fact, most merchants no longer accept physical cash. Most merchants are reducing their physical locations to cut costs and you will need a payment processor service to make payments to them.</p>



<p><strong>Convinience</strong></p>



<p>The most practical use of an online payment processor is its convenience. It might be hard to imagine today, but less than 20 years ago students used to line up for hours at Jamb offices nationwide just to purchase a Jamb form. Today, the same Jamb form can easily be bought online with just a convenience fee of about N100. Customers increasingly want comfort, merchants also want to cut their operating costs by moving payments online and VTpass is the bridge that connects both wants.</p>



<p><strong>Speed up the process</strong></p>



<p>Paying for products and services online is just a whole lot faster. You can buy electricity units with just a few clicks online without having to show up at the Nepa office. </p>



<p><strong>Partner program</strong></p>



<p>Besides using VTpass as an end-user to make payments, you can also become an agent of the company &#8211; to offer payment services to less technology-inclined members of your immediate community. You can help others make their payments and earn a commission for each transaction you process. </p>



<p>Bloggers can also partner with them to integrate the VTpass payment API on their websites, to get a commission on each payment processed.   </p>



<h3 class="wp-block-heading"><strong>Payment gateway vs payment processor</strong>:<strong> which is VTpass?</strong></h3>



<p>To fully understand what VTpass is, it is important to understand what it isn&#8217;t. </p>



<p>Although the terms payment gateway and payment processor are sometimes used interchangeably, they actually refer to different parts of the payments process.&nbsp;</p>



<p>In an online transaction, the payment gateway is what authenticates the customer’s payment, whereas the payment processor is the mechanism that communicates the transaction between the customer&#8217;s bank and the merchant.</p>



<p>This distinction is important because, in a physical transaction, only the payment processor is needed. In a virtual transaction, however, an extra layer of authentication is necessary.&nbsp;</p>



<p>VTpass is a payment processor, other examples of payment processors in Nigeria include, Quickteller, PayArena, Felts, Jumia Pay amongst others. </p>



<p>Examples of Nigerian payment gateways include Paystack, Flutterwave, Interswitch, Stripe amongst others.</p>



<h2 class="wp-block-heading"><strong>Pros of VTpass</strong></h2>



<ul class="wp-block-list">
<li>Provides a convenient and quick payment portal</li>



<li>Cheap and reasonable service charge of about N100 or less for each payment.</li>



<li>Partner program that allows you to make money as a VTpass agent or to integrate their payment API on your website and earn a commission on each payment received.</li>
</ul>



<h2 class="wp-block-heading"><strong>Cons of VTpass</strong></h2>



<ul class="wp-block-list">
<li>For some reasons they are running Google AdSense adverts on their website which makes the website a bit unprofessional. This is besides all the annoying popup messages that clutters their website.</li>



<li>Poor customer service: For such an instant payment service, having a responsive customer service line is imperative but customers can wait for days on VTpass without having their payments validated. </li>
</ul>



<h2 class="wp-block-heading">Is VTpass safe?</h2>



<p>VTpass is a safe and legit payment processor that charges a small service fee to help process your payment to different merchants. In case of dispute, reach out to the customer service contact number by dialing 08138752358 or by sending a mail to support@vtpass.com for a swift resolution. </p>



<h3 class="wp-block-heading"><strong>VTpass Frequently Asked Questions</strong></h3>


<div id="rank-math-faq" class="rank-math-block">
<div class="rank-math-list ">
<div id="faq-question-63f418644b254" class="rank-math-list-item">
<h3 class="rank-math-question ">How do I get my prepaid meter token from VTpass after payment?</h3>
<div class="rank-math-answer ">

<p>If you recharge your prepaid meter online via VTpass and did not receive your token via mail or SMS, chat with them on their Live-chat platform on the website vtpass.com, dialling 08138752358, sending a mail to support@vtpass.com or reach them on social media for a swift resolution.</p>

</div>
</div>
<div id="faq-question-63f418644b259" class="rank-math-list-item">
<h3 class="rank-math-question "><strong>Why Did My VTpass Transaction Fail?</strong></h3>
<div class="rank-math-answer ">

<p>A transaction can fail for several reasons: </p>
<p>As a result of a network issue with your bank<br />Issuer or switch inoperative<br />Use of incorrect/expired OTP<br />An inactivated debit card</p>

</div>
</div>
<div id="faq-question-63f418644b25c" class="rank-math-list-item">
<h3 class="rank-math-question "><strong>How much is the Fees For Using VTpass?</strong></h3>
<div class="rank-math-answer ">

<p>For airtime and data recharges you do not pay additional fees. But for other services, you will be charged a convenience of N100 per transaction except you are a partner.</p>

</div>
</div>
<div id="faq-question-63f418644b25e" class="rank-math-list-item">
<h3 class="rank-math-question "><strong>How Long Does It Take For A Prepaid Meter Token To Expire?</strong></h3>
<div class="rank-math-answer ">

<p>Token once generated expires within the period of 90 days (3 months).</p>

</div>
</div>
<div id="faq-question-63f418644b261" class="rank-math-list-item">
<h3 class="rank-math-question "><strong>I Purchased Token Using a Wrong Meter Number, Can It Be Transferred?</strong></h3>
<div class="rank-math-answer ">

<p>No, it cannot. Token is generated and encrypted using the meter number used. This means that token once generated can only be used by the specific meter. A transfer is impossible.</p>

</div>
</div>
<div id="faq-question-63f418644b263" class="rank-math-list-item">
<h3 class="rank-math-question "><strong>Why Do I Have Debt On My Prepaid Meter?</strong></h3>
<div class="rank-math-answer ">

<p>This could arise as a result of one of the following reasons;<br />Your meter is a newly installed meter. The cost for the free units given is paid by customer as (debt) on customer’s first recharge of the meter.<br />Transfer of Previous Debt: If customer was previously using an analog meter before the installation of a Prepaid meter, or using the estimated billing (Post Paid) and there was a debt before the installation of the prepaid meter, the debt on the estimated (Postpaid) billing account is migrated to the Prepaid meter account.<br />The debt is a penalty for bypass or illegal connection discovered by the distribution company.<br />We advise you visit or call your electric distribution company for better clarity.</p>

</div>
</div>
<div id="faq-question-63f418644b266" class="rank-math-list-item">
<h3 class="rank-math-question "><strong>Why is My Meter Rejecting My Token?</strong></h3>
<div class="rank-math-answer ">

<p>This could happen as a result of the following reasons:</p>
<p>A network issue with your electricity distribution company. You need to hold for a while and try loading the token again much later.<br />The purchase was for the wrong meter number. Kindly confirm you are loading the token on the right meter.<br />The meter has not yet been activated- An activation code will be required from the distribution company.<br />There has been a change in your tariff index. (=solution not given here=). Please ensure you visit or call your Electric distribution company to resolve this.</p>

</div>
</div>
<div id="faq-question-63f418644b268" class="rank-math-list-item">
<h3 class="rank-math-question "><strong>Why Wasn’t I Reconnected Immediately After a Successful Payment on VTpass?</strong></h3>
<div class="rank-math-answer ">

<p>The following are probable reasons why you may not be able to view immediately after subscribing:</p>
<p>Your Decoder was not switched on at the time of payment which is a requirement for auto re-connection. Reconnection request has to be sent to Multichoice. You can also follow the RESET instruction on the TV screen.<br />You have just changed your package (upgrade/downgrade). In this case, Multichoice has to be contacted to confirm upgrade/downgrade of your package.<br />Payment was made to a wrong smartcard number. You will have to call Multichoice to request a transfer of funds. You will need to provide the identification document and proof of payment, and then send an email to Multichoice stating the wrong smartcard you paid to and the correct smartcard number the payment should be transferred to.<br />However the instances where Multichoice does not allocate a payment correctly are rare. However if this happens, you can contact our 24 hour support team by chatting us on our Live-chat platform or dialing 08138752358 or by sending a mail to support@vtpass.com for a swift resolution.</p>

</div>
</div>
</div>
</div><p>The post <a rel="nofollow" href="https://africaexplained.com.ng/vtpass-review/">VTpass Review 2022: Online Payment Service Provider in Nigeria</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
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		<item>
		<title>How to reactivate inactive or dormant accounts in Nigeria</title>
		<link>https://africaexplained.com.ng/how-to-reactivate-inactive-or-dormant-accounts-in-nigeria/</link>
					<comments>https://africaexplained.com.ng/how-to-reactivate-inactive-or-dormant-accounts-in-nigeria/#comments</comments>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Wed, 05 Oct 2022 12:46:12 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=3166</guid>

					<description><![CDATA[<p>Have you ever wondered what will happen to your bank account if you leave it for a long period without performing any transaction on it? Luckily, most banks in Nigeria will debit the account with a maintenance fee or send interests that way the account stays active even when the owner has not personally performed &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/how-to-reactivate-inactive-or-dormant-accounts-in-nigeria/">How to reactivate inactive or dormant accounts in Nigeria</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>Have you ever wondered what will happen to your bank account if you leave it for a long period without performing any transaction on it? </p>



<p>Luckily, most banks in Nigeria will debit the account with a maintenance fee or send interests that way the account stays active even when the owner has not personally performed any transaction. </p>



<p>However, if for some reason your bank account has been declared inactive or dormant, here is how to get it back.</p>



<h3 class="wp-block-heading">what is a dormant account?</h3>



<p><strong>Dormant account;</strong> the CBN describes a dormant account as any bank account that has not received credit in a period of more than one year. Debit or sending money out of an account that not affect the definition.</p>



<p><strong>Inactive account; </strong>according to the same CBN guideline, an active account is any bank account that has not seen a credit transaction in a period of more than 6 months.  Debit or sending money out of an account that not affect the definition.</p>



<h3 class="wp-block-heading">How to reactivate dormant and inactive accounts</h3>



<figure class="wp-block-image size-full"><img fetchpriority="high" decoding="async" width="1024" height="517" src="http://africaexplained.com.ng/wp-content/uploads/2022/10/2-1024x517-1.png" alt="" class="wp-image-3163" srcset="https://africaexplained.com.ng/wp-content/uploads/2022/10/2-1024x517-1.png 1024w, https://africaexplained.com.ng/wp-content/uploads/2022/10/2-1024x517-1-300x151.png 300w, https://africaexplained.com.ng/wp-content/uploads/2022/10/2-1024x517-1-768x388.png 768w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<p>If your bank account has become dormant or inactive, you can recover them by;</p>



<p>Inactive accounts can be reactivated by simply receiving a credit transaction into them. Simply visit your bank to make a deposit or you can make a transfer into the account and that will automatically reactivate it. </p>



<p>Dormant accounts can only be recovered at the bank with a passport, proof of address and BVN biometric verification. To reactivate your dormant account, go to your bank with a valid means of ID (international passport, voters card, driver&#8217;s license or National ID card &#8211; NIN slip), proof of current address (electricity bill, waste bill, water bill or any other bill with your home address on it. </p>



<h3 class="wp-block-heading">Effects of leaving your account dormant or inactive</h3>



<p>The Finance Act 2020 empowers the federal government to borrow the dividends from dormant accounts, the act empowers the government to take money from accounts that have remained dormant for more than 6 years. If you have an inactive account, here&#8217;s how to prevent it from becoming dormant;</p>



<ul class="wp-block-list"><li>Periodically pay money into the account at least once every 6 months. Little deposit or online transfer of #100 will keep the account active. </li><li>Those travelling abroad can simply make remittances into the accounts that they don&#8217;t want dormant or have family and friends in Nigeria make deposits on their behalf.  </li></ul>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/how-to-reactivate-inactive-or-dormant-accounts-in-nigeria/">How to reactivate inactive or dormant accounts in Nigeria</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
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			</item>
		<item>
		<title>Top 10 popular loan apps in Nigeria by number of downloads in 2022</title>
		<link>https://africaexplained.com.ng/popular-loan-apps-in-nigeria/</link>
					<comments>https://africaexplained.com.ng/popular-loan-apps-in-nigeria/#comments</comments>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Fri, 19 Aug 2022 14:52:41 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=3031</guid>

					<description><![CDATA[<p>Online loan apps provide easy and convenient access to emergency funds to thousands of Nigerians daily. To be sure, most of these loan apps give collateral-free loans and the documentation required in most cases is just a BVN. But the extortionate interests these apps charge and the less than civil means some of them use &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/popular-loan-apps-in-nigeria/">Top 10 popular loan apps in Nigeria by number of downloads in 2022</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>Online loan apps provide easy and convenient access to emergency funds to thousands of Nigerians daily. To be sure, most of these loan apps give collateral-free loans and the documentation required in most cases is just a BVN. But the extortionate interests these apps charge and the less than civil means some of them use to recover their loans has led many to wonder if there are any positives from patronizing them.</p>



<p>  </p>



<p>The loan apps are also daring the odds to <a href="http://africaexplained.com.ng/category/fintech/">provide collateral-free loans</a>, which traditional banks dare not venture into. The speed at which the loans are disbursed, customized repayment plans, and less documentation make the loan apps the best bet for Nigerians in need of urgent cash.</p>



<p>While there is now a handful of them licensed by the Central Bank of Nigeria (CBN) to provide loan services, even amidst rising allegations of breach of the country’s National Data Protection Regulation (NDPR). We looked at the download figures of these apps on the Google Play Store, which gives a fair idea of the apps being mostly used by Nigerians. Although some of the apps are available on the Apple Store, many of them are not, which is why Google Play Store is being used as the sole yardstick to measure their popularity.</p>



<p>Here are the top 10 most downloaded loan apps in Nigeria on Google Play Store as of the end of Q2 2022:</p>



<h3 class="wp-block-heading">10. EasyCredit (1 million+ downloads)</h3>



<p>EasyCredit prides itself as a secure, reliable, and online loan app in Nigeria. With over 1 million downloads as of Q2 2022, the app gives out instant loans from N3,000 to N100,000 with the lending term of 91 days – 365 days. Its interest ranges from 0.1% – 1%, one-time processing fee ranges from N1,256 to N6,000 and the Maximum Annual Percentage Rate (APR) is 40%.</p>



<h3 class="wp-block-heading"><strong>9. Newcredit (1 million+ downloads)</strong></h3>



<p>Newcredit is another instant loan app in Nigeria that has crossed 1 million downloads. The personal loan app that gives Nigerian collateral-free loans of up to N300,000. The app uses Artificial Intelligence (AI) to analyze prospective customers financial records, including the bank transaction SMS on their phones and their credit worthiness from other lenders.</p>



<h3 class="wp-block-heading"><strong>8. Umba (1 million+ downloads)</strong></h3>



<figure class="wp-block-image"><a href="https://nairametrics.com/wp-content/uploads/2022/07/Umba.jpg" target="_blank" rel="noopener"><img decoding="async" src="https://nairametrics.com/wp-content/uploads/2022/07/Umba.jpg?w=940" alt="" class="wp-image-399756"/></a></figure>



<p>Umba, like other top loan apps in Nigeria, has crossed 1 million downloads. The lender prides itself as the leading&nbsp;<a href="https://nairametrics.com/2022/05/17/how-aladdin-digital-bank-is-strengthening-africas-smb-economy/" target="_blank" rel="noopener">digital bank</a>&nbsp;in Africa. The app allows users to apply, draw down and repay loans directly from their smartphone or desktop computer. Once an individual is verified, it makes lending decisions based on an assigned risk rating.</p>



<p>This app allows a borrower to increase their loan limit once they can repay on time.</p>



<h3 class="wp-block-heading"><strong>7. QuickCheck (1 million+ downloads)</strong></h3>



<figure class="wp-block-image"><a href="https://nairametrics.com/wp-content/uploads/2022/07/QuickCheck-.jpg" target="_blank" rel="noopener"><img decoding="async" src="https://nairametrics.com/wp-content/uploads/2022/07/QuickCheck-.jpg?w=940" alt="" class="wp-image-399755"/></a></figure>



<p>QuickCheck is a quick loan app that uses machine learning to predict borrower’s behavior and instantly evaluate loan applications. This app is among the top loan apps in Nigeria that have crossed 1 million downloads. The company says it aims at offering digital financial services to help people get closer to their personal and business goals. The app also offers loans without collateral.</p>



<h3 class="wp-block-heading"><strong>6. Aella Credit (1 million+ downloads)</strong></h3>



<figure class="wp-block-image"><a href="https://nairametrics.com/wp-content/uploads/2022/07/Aella.jpg" target="_blank" rel="noopener"><img decoding="async" src="https://nairametrics.com/wp-content/uploads/2022/07/Aella.jpg?w=940" alt="" class="wp-image-399754"/></a></figure>



<p>Aella credit prides itself as a one-stop-shop for all your financial services. They offer short-term personal loans that range from N2000 to N1,000,000 with repayment periods from 1 – 3 months. Their interest rates range from 6% – 20%. The app is obviously popular among Nigerians as it has been downloaded over 1 million times on the Play Store.</p>



<h3 class="wp-block-heading"><strong>5. Okash (1 million+ downloads)</strong></h3>



<figure class="wp-block-image"><a href="https://nairametrics.com/wp-content/uploads/2022/07/OKash.jpg" target="_blank" rel="noopener"><img decoding="async" src="https://nairametrics.com/wp-content/uploads/2022/07/OKash.jpg?w=940" alt="" class="wp-image-399753"/></a></figure>



<p>Okash is a convenient quick online loan platform for Nigeria mobile users managed by Blue Ridge Microfinance Bank Limited. OKash fulfils customers’ financial needs completely online 24/7. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account. The app offers loans ranging from N3,000 to N500,000 and the repayment plan ranges from 91 days to 365 days.</p>



<p>The app is one of the most-downloaded loan apps on Play Store as it had crossed 1 million downloads as of Q2 2022.</p>



<h3 class="wp-block-heading"><strong>4. Carbon (1 million+ downloads)</strong></h3>



<figure class="wp-block-image"><a href="https://nairametrics.com/wp-content/uploads/2022/07/Carbon.jpg" target="_blank" rel="noopener"><img decoding="async" src="https://nairametrics.com/wp-content/uploads/2022/07/Carbon.jpg?w=940" alt="" class="wp-image-399752"/></a></figure>



<p>Carbon is a digital financial service platform that provides a range of financial services, including personal loans, business loans, payments, funds transfers, credit scoring, savings, and investments. The Carbon loan application process typically takes less than 5 minutes to complete. Their rates range from 2% to 30%, and this depends on the loan repayment period and the amount of money you wish to borrow. As of Q2 2022, the app had been downloaded over 1 million times.</p>



<h3 class="wp-block-heading"><strong>3. FairMoney (5 million+ downloads)</strong></h3>



<figure class="wp-block-image"><a href="https://nairametrics.com/wp-content/uploads/2022/07/FairMoney-.jpg" target="_blank" rel="noopener"><img decoding="async" src="https://nairametrics.com/wp-content/uploads/2022/07/FairMoney-.jpg?w=940" alt="" class="wp-image-399749"/></a></figure>



<p>FairMoney says it offers fast loans within 5 minutes with no documentation or collateral required. The loan amounts vary based on your smartphone data and repayment history. Loan amounts range between N1,500 to N500,000 with repayment periods from 61 days to 180 days at monthly interest rates that range from 10% to 30%. The app is, no doubt, one of the most used by Nigerians as it has also been downloaded 5 million times and still counting.</p>



<h3 class="wp-block-heading"><strong>2. Palmcredit (5 million+ downloads)</strong></h3>



<figure class="wp-block-image"><a href="https://nairametrics.com/wp-content/uploads/2022/07/Palmcredit-.jpg" target="_blank" rel="noopener"><img decoding="async" src="https://nairametrics.com/wp-content/uploads/2022/07/Palmcredit-.jpg?w=940" alt="" class="wp-image-399747"/></a></figure>



<p>Palmcredit comes a distant second to Branch in terms of downloads, it is nonetheless one of the most patronized loan apps in Nigeria. The lending platform says it can provide a quick loan of up to N300,000 in less than 3 minutes without any form of collateral. You can borrow between N2,000 to N300,000 quick loan and if your documentations are complete and accurate, you can get your disbursement within a business day, the platform claims. The app has been downloaded over 5 million times on the Google Play Store.</p>



<h3 class="wp-block-heading"><strong>1. Branch (10 million+ downloads)</strong></h3>



<figure class="wp-block-image"><a href="https://nairametrics.com/wp-content/uploads/2022/07/Branch.jpg" target="_blank" rel="noopener"><img decoding="async" src="https://nairametrics.com/wp-content/uploads/2022/07/Branch.jpg?w=940" alt="" class="wp-image-399760"/></a></figure>



<p>Branch is a platform that offers quick online loans in Nigeria. As of Q2 2022, this app is the most-downloaded loan app in Nigeria that has crossed 10 million downloads on Google Play Store.</p>



<p>The app determines loan eligibility and personalized loan offers using the users’ smartphone data. Their interest rates range from 15% – 34%. You can get access to loans from N1,000 to N200,000 within 24hrs, depending on your repayment history, with a period of 4 to 40 weeks to pay back.</p>



<p>All you need to apply is your phone number or Facebook account, bank verification number (BVN) and bank account number. They will also request access to the data on your phone in order to build your credit score.</p>



<p><strong>Note:</strong>&nbsp;Many operators of loan apps have been known to recover their monies through harassments, including calling a defaulter’s telephone contacts to request the contact’s intervention. Such contacts may be friends, family members, co-workers or even a borrower’s employers.</p>



<p>Once you register for loan on any of these apps, you are surrendering your contacts list privacy to them and this is used if you default in repaying. The watchwords in dealing with the loan apps are: Do not owe them.</p>



<p>And also do not take an online loan to fund your lifestyle, short-term loans can be useful during emergencies but can damage your finances if used often due to their high interest rates.</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/popular-loan-apps-in-nigeria/">Top 10 popular loan apps in Nigeria by number of downloads in 2022</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
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		<title>How To Check NIN Number on Your Phone 2022</title>
		<link>https://africaexplained.com.ng/check-nin-number-on-phone/</link>
					<comments>https://africaexplained.com.ng/check-nin-number-on-phone/#comments</comments>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Sat, 07 May 2022 10:44:32 +0000</pubDate>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=2681</guid>

					<description><![CDATA[<p>The National Identity Number (NIN) is one of four valid means by which a citizen of the Federal Republic of Nigeria can identify his/herself for official uses. The other three include driver&#8217;s licenses, voter cards, and international passports. Of these four documents, the simplest to get is the NIN number. Citizens can simply walk into &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/check-nin-number-on-phone/">How To Check NIN Number on Your Phone 2022</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The National Identity Number (NIN) is one of four valid means by which a citizen of the Federal Republic of Nigeria can identify his/herself for official uses. The other three include driver&#8217;s licenses, voter cards, and international passports.</p>
<p>Of these four documents, the simplest to get is the NIN number. Citizens can simply walk into any NIMC accredited center to have their biometric data captured.</p>
<p>The NIN is an eleven-digit unique code that identifies every Nigerian citizen. It also contains the biometric data of citizens.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>

<div id="rank-math-faq" class="rank-math-block">
<div class="rank-math-list ">
<div id="faq-question-63f4188a74089" class="rank-math-list-item">
<h3 class="rank-math-question ">How to check your NIN number on phone?</h3>
<div class="rank-math-answer ">

<p>Simply dial <strong>*346#</strong> from your registered phone number. This service is available on the four major phone lines in Nigeria &#8211; MTN, Glo, Airtel and Etisalat.<br /><em>Note that using this service attracts a <strong><del>N</del>20</strong> (<strong>twenty naira</strong>) fee-only (deducted from your phone credit balance)</em>.</p>

</div>
</div>
<div id="faq-question-63f4188a74090" class="rank-math-list-item">
<h3 class="rank-math-question ">How to Validate your NIN number Online for Free?</h3>
<div class="rank-math-answer ">

<p>After registration and data capture, you still have to validate the NIN given to you. Usually, the NIN given right after registration returns ‘record not found’ whenever anyone tries to confirm it.</p>
<p>Here’s how you can validate your NIN by yourself, online, and free too:</p>
<p>1. Visit the <a href="https://verifyme.ng/product/identity" target="_blank" rel="noreferrer noopener">NIMC Verification Services Website</a><br />2. Tap the ‘Verify NIN” button<br />3. Enter your NIN<br />4. Respond with the security code sent to you<br />5. Confirm correctness of your details<br />6. Click Submit</p>
<p>To confirm if the validation has taken effect, try linking the NIN to any of your SIM. If the link is successful, that means the process worked. If it does not, I’d advise that you visit any NIMC office close by.</p>

</div>
</div>
<div id="faq-question-63f4188a74094" class="rank-math-list-item">
<h3 class="rank-math-question ">How to Link your NIN (National Identification Number) to Your SIM?</h3>
<div class="rank-math-answer ">

<p>Each of the four major networks in the country have a different code for linking NIN to their network.</p>
<p><strong>To link your NIN to your MTN,</strong></p>
<p>Dial *785# using the phone number you wish to <strong>link</strong><br />Enter your <strong>NIN</strong> and,<br />Submit.<br />Or<br />Dial *785*<strong>NIN</strong># from the phone number you wish to <strong>link</strong><br />Or<br />Visit the MyMTNApp and follow the prompts.</p>
<p><strong>To link your Airtel SIM/line to your NIN,</strong></p>
<p>Just dial <strong>*121*1#</strong> to link your Airtel SIM to your NIN<br />Or<br />Simply visit <a href="http://www.airtel.com.ng/nin" target="_blank" rel="noreferrer noopener">http://www.airtel.com.ng/nin</a></p>
<p><strong>To link your GLO SIM/line to NIN,</strong></p>
<p>Simply go to your messages, create a new message, and type:<br /><strong>“UPDATENIN</strong> (space) <strong>NIN</strong> (space) <strong>FIRSTNAME</strong> (space)<strong> LASTNAME</strong>” to <strong>109</strong>, for example, “UPDATENIN 23499384883 LASISI AGWU” to 109.</p>
<p><strong>To link 9Mobile SIM/line to NIN,</strong></p>
<p>Simply dial *200*8# on your 9mobile SIM, add the NIN when prompted and submit.</p>
<p>Simply visit their website at <a href="https://9mobile.com.ng/nin" target="_blank" rel="noreferrer noopener">https://9mobile.com.ng/nin</a> to complete the process online. </p>

</div>
</div>
<div id="faq-question-63f4188a74098" class="rank-math-list-item">
<h3 class="rank-math-question ">How do I get NIN eID card online?<br /></h3>
<div class="rank-math-answer ">

<p><strong>First, make sure any previous (Beta) version of the NIMC MWS Mobile App has been uninstalled from your mobile device.</strong><br />Get the app from <a href="https://nimcmobile.app/" target="_blank" rel="noreferrer noopener"><strong>https://nimcmobile.app &gt;&gt;</strong></a><br />DO NOT download the app from dubious websites and social media accounts which may be sharing malicious or corrupt app files.<br />To <strong>print your NIN slip with the QR code</strong> and view your mobile app usage records got to <a href="https://myportal.nimc.gov.ng/" target="_blank" rel="noreferrer noopener"><strong>https://myportal.nimc.gov.ng &gt;&gt;</strong></a><br />Get your <strong>UserID from the Mobile ID app and a one-minute OTP from the “Security PIN” button on the app</strong> as well – the UserID and OTP are the credentials you use for logging into https://myportal.nimc.gov.ng<br />Check all your apps to see if the Mobile ID app was actually installed, first, if you encounter difficulties like an error message during installation.<br />In some cases, if you encounter an error, try again.<br />If, after installation, you encounter a “<strong><em>No Internet connection available</em></strong>” or “<strong><em>Network request failed</em></strong>” error in some sections of the app or are unable to scan and verify an ID QR code:<br />– check and make sure your device is actually connected to the Internet<br />– tap on the middle “Tools” icon at the bottom of the app screen, tap on the “Settings” button, then tap on the “Wipe Mobile ID Data” option to enable you re-enter your ID details and reconnect your app<br />– you might try uninstalling and reinstalling the app.<br />For enquires or support contact <strong>mobileid@nimc.gov.ng</strong></p>

</div>
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<p>The National Identity Number is a very important document that every Nigerian citizen should have. It is the most required means of identification in the country. </p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/check-nin-number-on-phone/">How To Check NIN Number on Your Phone 2022</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
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		<title>Opay Debit Card 2022: How To Apply And Activate Opay Card</title>
		<link>https://africaexplained.com.ng/opay-debit-card-2022-how-to-apply-and-activate-opay-card/</link>
					<comments>https://africaexplained.com.ng/opay-debit-card-2022-how-to-apply-and-activate-opay-card/#comments</comments>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Tue, 26 Apr 2022 12:36:14 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[opay debit card acvitation]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=2587</guid>

					<description><![CDATA[<p>Opay is a web based money transfer service in Nigeria owned by Opera Inc., the same Chinese owners behind it also own the popular web browser, Opera Mini. Opay platform was created to make sending and receiving money via the internet simple. Besides Nigeria, Opay is also available in Kenya and South Africa.     &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/opay-debit-card-2022-how-to-apply-and-activate-opay-card/">Opay Debit Card 2022: How To Apply And Activate Opay Card</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Opay is a web based money transfer service in Nigeria owned by Opera Inc., the same Chinese owners behind it also own the popular web browser, Opera Mini.</p>
<p>Opay platform was created to make sending and receiving money via the internet simple. Besides Nigeria, Opay is also available in Kenya and South Africa.</p>
<p> </p>
<p> </p>
<p> </p>


<h2 class="wp-block-heading">Opay Debit Card</h2>



<p>Opay debit card was introduced in July 2021 as a fast and straightforward means of spending funds both online and offline. Opay debit card is a physical caed that holders can use to payments for goods and services, pay for international subscriptions, earn cashbacks as well as plenty of extra bonuses from OPay wallet.</p>



<p>The Opay debit card also allows holders to withdraw cash from ATMs nationwide with little to no fees. the debit card is just like the ATM cards issued by commercial banks just that they give plenty of cashbacks among other enticing offers.</p>



<h2 class="wp-block-heading">Advantages of Opay debit card</h2>



<ol class="wp-block-list"><li>Make purchases by way of POS, WEB &amp; ATM wherever in Nigeria and different supported nations</li><li>Accessible in naira denominations</li><li>Acceptable wherever in Nigeria</li><li>Zero misplaced card legal responsibility.</li><li>Misplaced/stolen reporting</li><li>Greater than 15% Owealth curiosity</li><li>Cashback yearly</li><li>No upkeep charge</li><li>Free switch (90 instances month-to-month) up to 90 free cash transfers monthly.</li></ol>



<h2 class="wp-block-heading">How To Get Opay Debit Card</h2>



<p>The Opay debit card is supported on the Visa platform and here are the procedures to obtain one. You first need to create an Opay account by downloading the mobile app on Google play store for Android and on Apple store for iOS devices.</p>



<p>After creating an Opay account, then follow this guidelines to obtain your debit card from Opay.</p>



<ol class="wp-block-list"><li>Login to your Opay app</li><li>Click on on ME</li><li>Click on on REQUEST FOR OPAY DEBIT CARD</li><li>Leave the referral column empty if you weren&#8217;t referred by anyone.  </li><li>Choose your PICK UP LOCATION</li><li>Fill within the crucial particulars as required</li><li>Then make a fee of 600 naira, which is the ATM card charge</li><li>On the referral column, you possibly can go away it empty and make sure.</li></ol>



<p>Opay is currently running a promo at this period and 10,000 customers within this promo period will enjoy the following benefits;</p>



<ul class="wp-block-list"><li>The OPay debit card delivered at a discounted price.</li><li>Cashback once you activate the debit card.</li><li>1-month 90 free bank transfers.</li><li>Zero fee on all bill payments </li></ul>



<h2 class="wp-block-heading">How To Activate Opay Debit Card</h2>



<p>After you&#8217;ve received your card, follow these steps to activate it;</p>



<h3 class="wp-block-heading">Activate The Card On Opay App.</h3>



<ol class="wp-block-list"><li>Login to your Opay app</li><li>Click on on ME</li><li>Click on on OPAY DEBIT CARD</li><li>ENTER the card number and click activate.</li><li>Enter the OTP sent to your phone and submit.</li></ol>



<p>If you don’t receive your one time password (otp) in time, kindly dial <strong>*347*010#</strong> on the number you used to register. And Once you receive the code, Don’t give out the otp to anyone as it can be used to access your funds.</p>



<h3 class="wp-block-heading">Activate Opay card Through Customer Service Center</h3>



<p>If you find it difficult to activate your card by yourself through the Opay app, please don’t ask anybody to to it for you.</p>



<p>Just call Opay customer care number and tell them. They will active it for your online without going to their office.</p>



<p>Once you activate your card, Open the Opay app and credit your wallet. then go to a close-by Zenith bank ATM to finish or withdraw cash for free.</p>



<h2 class="wp-block-heading">Opay debit card daily limit</h2>



<p>Opay Debit Card also functions like your usual bank cards with daily limit on withdrawal.</p>



<p>But, you can send and receive upto 5 million naira daily on your OPay account. </p>



<h2 class="wp-block-heading">Opay Customer Care number</h2>



<p>if you have any questions or enquiries call <a href="tel:+234018888329">+234 (01) 8888329</a>  </p>



<p>Or send email to <a href="mailto:ng-support@opay-inc.com">ng-support@opay-inc.com</a></p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/opay-debit-card-2022-how-to-apply-and-activate-opay-card/">Opay Debit Card 2022: How To Apply And Activate Opay Card</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
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		<title>Nnamdi Kanu arrest in  Nigeria</title>
		<link>https://africaexplained.com.ng/nnamdi-kanu-arrest-in-nigeria/</link>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Tue, 29 Jun 2021 21:41:13 +0000</pubDate>
				<category><![CDATA[Latest]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Nnamdi kanu]]></category>
		<category><![CDATA[Nnamdi Kanu arrested in Nigeria]]></category>
		<category><![CDATA[Nnamdi Kanu profile]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=1755</guid>

					<description><![CDATA[<p>Nnamdi Kanu, the leader of proscribed Indigenous People of Biafra has been arrested and will soon be charged to a Nigerian court. Justice Minister Abubakar Malami announced that Kanu was arrested and expedited back to Nigeria on Sunday. &#8220;We want to inform Nigerians that government working with security agencies has succeeded in arresting Nnamdi Kanu &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/nnamdi-kanu-arrest-in-nigeria/">Nnamdi Kanu arrest in  Nigeria</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p></p>



<p>Nnamdi Kanu, the leader of proscribed Indigenous People of Biafra has been arrested and will soon be charged to a Nigerian court.</p>



<p>Justice Minister Abubakar Malami announced that Kanu was arrested and expedited back to Nigeria on Sunday.</p>



<p>&#8220;We want to inform Nigerians that government working with security agencies has succeeded in arresting Nnamdi Kanu and we&#8217;ve brought him back to Nigeria.&#8221; Malami told reporters in Abuja, the nation&#8217;s political capital, on Tuesday Afternoon.</p>



<p>&#8220;Kanu will still answer for the 11 charges which he had earlier faced in court before he tried to escape justice and we have already re-present before court.&#8221;</p>



<p>The minister added :</p>



<p>&#8220;Security agencies arrested Kanu on the 27th of this month (Sunday) and as I am taking to you he is on his way to court.&#8221; Malami added.</p>



<h3 class="wp-block-heading">What are the charges Nnamdi Kanu will be standing trial for?</h3>



<p>Charges against Kanu include sedition, ethnic incitement and treasonable felony.</p>



<p>Shortly after Malami&#8217;s address to reporters on Tuesday, a Nigerian court ordered the detention of the Ipob leader.</p>



<p>Federal High Court in Abuja ordered that Kanu be detained in a DSS facility. He will be in the custody of DSS, which is Nigeria&#8217;s secret police, until at least July 26.</p>



<p>That is when his trial will start, according to Justice Binta Nyako who gave the order.</p>



<figure class="wp-block-image size-large"><img decoding="async" width="480" height="640" src="http://africaexplained.com.ng/wp-content/uploads/2021/06/119135694_nnamdikanuarrestinnigeria.jpg" alt="" class="wp-image-1757" srcset="https://africaexplained.com.ng/wp-content/uploads/2021/06/119135694_nnamdikanuarrestinnigeria.jpg 480w, https://africaexplained.com.ng/wp-content/uploads/2021/06/119135694_nnamdikanuarrestinnigeria-225x300.jpg 225w" sizes="(max-width: 480px) 100vw, 480px" /></figure>



<h3 class="wp-block-heading">Ipob &amp; Kanu lawyer react</h3>



<p>Lawyer to Nnamdi Kanu say he doesn&#8217;t see the call for self-determination by Kanu as a crime.</p>



<p>Alloy Ejimakor who is also an Ipob member said he expects the international community to protect Kanu&#8217;s political freedom to demand independence from Nigeria.</p>



<p>Ejimakor however expressed regrets that the international community might have helped plan Kanu&#8217;s arrest.</p>



<p>The lawyer to Ipob and their Leader, Nnamdi Kanu said the Federal government caught them unawares.</p>



<h3 class="wp-block-heading">Nnamdi Kanu 2017 arrest and trial </h3>



<p><br />A Federal High Court in Abuja in March of 2019 ordered the arrest of the leader of the Indigenous People of Biafra.</p>



<p>At that time, Nnamdi Kanu was accused of treasonable felony.</p>



<p>Justice Binta Nyako said the trial of Kanu who has failed to appear in court since April 25, 2017 without any explanation will begin even if he was absent.</p>



<p>The judge based her decision on the provisions of section 352 (4) of the Administrative of Criminal Justice Act, 2015.</p>



<p>Kanu&#8217;s lawyer at the time, Mr Ifeanyi Ejiofor opposed to the prosecuting counsel, Magaji Labaran&#8217;s oral application.</p>



<p>Ejiofor asked the court to give him more time to produce his client before the court. But the court declined.</p>



<p>In January 2018, a Federal High Court in Abuja, threw out the case brought by Indigenous People of Biafra (IPOB) bring to free Kanu.</p>



<p>Ipob at that time prayed the court to order then Chief of Army staff, Tukur Burutai to release their leader, Nnamdi Kanu.</p>



<p>Nnamdi Kanu at that time had disappeared after he got bail in April, 2017.</p>



<p>Nigerian senator Enyinnaya Abaribe and two others stood as sureties for the IPOB leader&#8217;s bail that time.</p>



<p>At some point court asked Senator Abaribe, Immanuel Shalum Okabenmabu and Tochukwu Uchendu to explain Nnamdi Kanu&#8217;s where abouts.</p>



<figure class="wp-block-image size-large"><img decoding="async" width="480" height="270" src="http://africaexplained.com.ng/wp-content/uploads/2021/06/99762822_gettyimages-509778048.jpg" alt="" class="wp-image-1754" srcset="https://africaexplained.com.ng/wp-content/uploads/2021/06/99762822_gettyimages-509778048.jpg 480w, https://africaexplained.com.ng/wp-content/uploads/2021/06/99762822_gettyimages-509778048-300x169.jpg 300w" sizes="(max-width: 480px) 100vw, 480px" /></figure>



<h3 class="wp-block-heading">Nnamdi Kanu profile/biography</h3>



<p>Nnamdi Kanu formed his IPOB group in 2012 and many believed the group to be a breakaway branch from MASSOB which Ralph Uwazirike establish in 1999.</p>



<p>The Nigerian government had declared IPOB as a terrorists group and banned their activities.</p>



<p>The agenda of IPOB is for state&#8217;s in the south -east to break away from Nigeria and form their own independent country of Biafra.</p>



<p>By 2020 Nnamdi Kanu formed the armed wing of his secessionist group the Eastern Security Network [ESN].</p>



<p>Kanu said the ESN was to provide internal security against herders invasion of farmlands for the Igbo speaking south-eastern region of Nigeria.</p>



<p>Mazi Nnamdi Kanu [as many of his followers call him] was a relatively obscure figure until 2009.</p>



<p>It was in 2009 that Kanu started Radio Biafra, an online radio station which campaigns for an independent state for mainly Igbo speaking people of Nigeria.</p>



<p>Radio Biafra is broadcasting to Nigeria from London.</p>



<p>Though he grew up in Nigeria south-east. Kanu attended the University of Nsukka, later moving to the UK before graduating.</p>



<p>Soon after setting up Ipob in 2014, he began to speak to gatherings of large Igbos in the diaspora, calling for Biafran independence.</p>



<p>In some of his comments, he begged Biafrans to take up arms against the Nigerian state.</p>



<p>In recent times, Nigerian police has blamed most of the attacks across the southeast on the ESN security outfit which the IPOB leader Nnamdi Kanu set up.</p>



<p>In February 2021, social networking site, Facebook deleted the verified account of Nnamdi Kanu from their platform.</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/nnamdi-kanu-arrest-in-nigeria/">Nnamdi Kanu arrest in  Nigeria</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
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		<title>Baba Ijesha granted 2 million Naira bail in his alleged defilement trial</title>
		<link>https://africaexplained.com.ng/baba-ijesha-granted-2-million-naira-bail-in-his-alleged-defilement-trial/</link>
					<comments>https://africaexplained.com.ng/baba-ijesha-granted-2-million-naira-bail-in-his-alleged-defilement-trial/#comments</comments>
		
		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Thu, 24 Jun 2021 14:50:31 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Baba Ijesha case update]]></category>
		<category><![CDATA[baba Ijesha rape trial]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/baba-ijesha-granted-2-million-naira-bail-in-his-alleged-defilement-trial/</guid>

					<description><![CDATA[<p>A Court has granted bail to Nollywood actor Baba Ijesha who is standing trial for alleged defilement of a minor. Omiyinka Olanrewaju popularly known as Baba Ijesha was accused of sexual assault after a video of him molesting comedian Princess&#8217;s daughter went viral. An Ikeja court sitting in Lagos, Nigeria&#8217;s commercial capital, graint Baba Ijesha &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/baba-ijesha-granted-2-million-naira-bail-in-his-alleged-defilement-trial/">Baba Ijesha granted 2 million Naira bail in his alleged defilement trial</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>A Court has granted bail to Nollywood actor Baba Ijesha who is standing trial for alleged defilement of a minor.</p>



<p>Omiyinka Olanrewaju popularly known as Baba Ijesha was accused of sexual assault after a video of him molesting comedian Princess&#8217;s daughter went viral.</p>



<p>An Ikeja court sitting in Lagos, Nigeria&#8217;s commercial capital, graint Baba Ijesha bail to the tune of two million Naira with two sureties.</p>



<p>In the conditions given to him by the judge, Baba Ijesha must meet the bail conditions in seven days. He is to provide one lawyer, plus one Lagos resident as his sureties.</p>



<p>Lagos state government established a criminal case against Olanrewaju James, and recommend he face a five-count charge.</p>



<p>On June 16 a Yaba Chief Magistrate Court denied Baba Ijesha bail request in this case.</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="480" height="270" src="http://africaexplained.com.ng/wp-content/uploads/2021/06/119075259_whatsappimage2021-06-24at12.21.10.jpg" alt="" class="wp-image-1672" srcset="https://africaexplained.com.ng/wp-content/uploads/2021/06/119075259_whatsappimage2021-06-24at12.21.10.jpg 480w, https://africaexplained.com.ng/wp-content/uploads/2021/06/119075259_whatsappimage2021-06-24at12.21.10-300x169.jpg 300w" sizes="auto, (max-width: 480px) 100vw, 480px" /></figure>



<p>In Thursday&#8217;s case, Babatunde Ogala SAN is the lead lawyer representing Baba Ijesha this case.</p>



<p>In all, 20 senior lawyers appear for Ijesha on Thursday morning.</p>



<p>The prosecution was DPP, Lagos State ministry of Justice is leading the case for government lawyers.</p>



<p>After plenty deliberations, the court adjourned the case until the 26, 27 and 28 of July.</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/baba-ijesha-granted-2-million-naira-bail-in-his-alleged-defilement-trial/">Baba Ijesha granted 2 million Naira bail in his alleged defilement trial</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
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		<title>Pakistani Fast food workers arrested for not bribing police with free burgers</title>
		<link>https://africaexplained.com.ng/pakistani-fast-food-workers-arrested-for-not-bribing-police-with-free-burgers/</link>
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		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Mon, 14 Jun 2021 22:00:20 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[World]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=1470</guid>

					<description><![CDATA[<p>All 19 stmembers at the Pakistani fast food chain, Johnny &#38; Jugnu in Lahore were rounded up at 0100 (2000 GMT) on Saturday and held overnight for refusing to give free burgers to police officers who asked. &#8220;This is not the first time something like this has happened&#8230; at our restaurant,&#8221; a statement by the &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/pakistani-fast-food-workers-arrested-for-not-bribing-police-with-free-burgers/">Pakistani Fast food workers arrested for not bribing police with free burgers</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
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<h1 class="ssrcss-10xi6in-StyledHeading e1fj1fc10 wp-block-heading" id="main-heading"></h1>



<p>All 19 stmembers at the Pakistani fast food chain, Johnny &amp; Jugnu in Lahore were rounded up at 0100 (2000 GMT) on Saturday and held overnight for refusing to give free burgers to police officers who asked.</p>



<p>&#8220;This is not the first time something like this has happened&#8230; at our restaurant,&#8221; a statement by the burger chain said.</p>



<p>Nine police officers involved in the incident have now been suspended.</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="480" height="270" src="http://africaexplained.com.ng/wp-content/uploads/2021/06/118922688_gettyimages-1277719283.jpg" alt="" class="wp-image-1471" srcset="https://africaexplained.com.ng/wp-content/uploads/2021/06/118922688_gettyimages-1277719283.jpg 480w, https://africaexplained.com.ng/wp-content/uploads/2021/06/118922688_gettyimages-1277719283-300x169.jpg 300w" sizes="auto, (max-width: 480px) 100vw, 480px" /></figure>



<p>Senior provincial police official Inam Ghani announced the suspensions on&nbsp;<a href="https://twitter.com/MansoorAzamQazi/status/1404026095729524738" class="ssrcss-9nsdc6-InlineLink e1no5rhv0" target="_blank" rel="noopener">Twitter</a>, saying: &#8220;No one is allowed to take the law into his own hands. Injustice will not be tolerated. All of them will be punished.&#8221;</p>



<p>In a statement posted on Facebook, Johnny &amp; Jugnu said a group of police officers had gone to the restaurant two days before the incident and asked for free burgers.</p>



<p>&#8220;Upon rejecting their request for free burgers, which has become a common practice for them, the police officers threatened our managers and left, only to return the next day to further harass and pressurise our teams&#8230; with baseless arguments,&#8221; the&nbsp;<a href="https://www.facebook.com/JohnnyandJugnu/photos/pcb.4005893816170044/4005893592836733/" class="ssrcss-9nsdc6-InlineLink e1no5rhv0" target="_blank" rel="noopener">statement</a>&nbsp;said.</p>



<p>On 11 June, it said, &#8220;some police officers came to our&#8230; outlet and took our manager into custody, without giving any reason whatsoever. Then they emptied out our entire branch, taking all of our kitchen crew, including the rest of the managers&#8221;.</p>



<p>The restaurant also said the staff were not allowed to close down the kitchen, leaving &#8220;fryers still running, customers waiting for their orders&#8221;.</p>



<p>The workers were detained for seven hours and said the officers were &#8220;harassing them, pushing them around, all for not giving them free burgers&#8221;.</p>



<p>Pakistan&#8217;s Prime Minister Imran Khan has previously called for a reform of the Punjab region&#8217;s police force, saying local politicians had appointed &#8220;cronies&#8221; to run police stations.</p>



<h2 class="ssrcss-17wrjy0-StyledHeading e1fj1fc10 wp-block-heading"></h2>
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		<title>Bella Thorne among hundreds of users to have their Onlyfans explicit photos hacked</title>
		<link>https://africaexplained.com.ng/bella-thorne-among-hundreds-of-users-to-have-their-onlyfans-explicit-photos-hacked/</link>
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		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Wed, 09 Jun 2021 15:03:20 +0000</pubDate>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bella thorne]]></category>
		<category><![CDATA[onlyfans]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=1439</guid>

					<description><![CDATA[<p>Sultry American act, Bella Thorne is among hundreds of OnlyFans users to have their explicit photos hacked, but the company has denied the hack. ‘OnlyFans has not been hacked. Any reports of a security breach are false. There is a group of people purchasing, compiling and then illegally hosting content,’ a spokesperson said. ‘We have &#8230;</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/bella-thorne-among-hundreds-of-users-to-have-their-onlyfans-explicit-photos-hacked/">Bella Thorne among hundreds of users to have their Onlyfans explicit photos hacked</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p></p>



<p></p>



<p class="mol-para-with-font">Sultry American act, Bella Thorne is among hundreds of  OnlyFans users to have their explicit photos hacked, but the company has denied the hack. </p>



<p class="mol-para-with-font">‘OnlyFans has not been hacked. Any reports of a security breach are false. There is a group of people purchasing, compiling and then illegally hosting content,’ a spokesperson said.</p>



<p class="mol-para-with-font">‘We have sent them a cease and desist letter and filed a WIPO Complaint against the registrant. The registrant has not responded to the Complaint and we are pursuing further legal action.’</p>



<p class="mol-para-with-font">OnlyFans is a content subscription service based in London. Creators on the site can earn money from users who subscribe to their content.</p>



<p class="mol-para-with-font">According to BackChannel, a&nbsp;security company that studies the behavior of cybercriminals, a link to a&nbsp;Google&nbsp;Drive folder was ‘shared on a low-tier hacker forum by a threat actor known for collecting and exchanging sexually explicit material’ last month.</p>



<p class="mol-para-with-font">BackChannel says the folder contains videos and pictures stolen from hundreds of OnlyFans creators.</p>



<p class="mol-para-with-font">‘In our effort to notify all users and spread awareness of the activity, BackChannel is notifying impacted users, the cloud services provider, and other concerned parties threatened by this security incident,’ BackChannel wrote in a&nbsp;<a class="class" href="https://backchannel.re/disclosures" target="_blank" rel="noreferrer noopener">disclosure&nbsp;</a>online.</p>



<figure class="wp-block-image"><img decoding="async" src="https://i.dailymail.co.uk/1s/2021/04/07/17/41459892-9445975-image-m-65_1617814197624.jpg" alt="Hundreds of OnlyFans creators, including Bella Thorne (pictured), have been hacked by cybercriminals who posted explicit images online"/></figure>



<figure class="wp-block-image"><img decoding="async" src="https://i.dailymail.co.uk/1s/2021/04/07/17/41459896-9445975-image-a-66_1617814211157.jpg" alt="Bella Thorne"/></figure>



<p class="imageCaption">Hundreds of OnlyFans creators, including Bella Thorne, have reportedly been hacked by cybercriminals who posted explicit images online</p>



<figure class="wp-block-image"><img decoding="async" src="https://i.dailymail.co.uk/1s/2021/04/07/17/41458202-9445975-image-a-24_1617811258896.jpg" alt="BackChannel says the folder contains videos and pictures stolen from hundreds of OnlyFans performers (disclosure pictured)"/></figure>



<p class="mol-para-with-font">OnlyFans said ‘content protection is a top priority and OnlyFans has a dedicated anti-piracy team that provides legal DMCA support to issue takedowns on behalf of the creators’.</p>



<p class="mol-para-with-font">‘It is a violation of our Terms of Service to copy, duplicate or record user content, and DMCA law protects creator content being published without proper permissions. This procedure is inclusive of all required notices to move any infringement up to litigation if target websites refuse to comply,’ the company said in the statement.</p>



<p class="mol-para-with-font">‘OnlyFans also notifies the offending domain registrars and hosting services as well as reporting to all major search engines. With a duty to help battle against illegal piracy, OnlyFans is firmly in the fight to protect user content. Takedown success rates have been over 75% across offending image hosting sites, torrent providers, and cyber lockers,’ the statement continued.</p>



<p class="mol-para-with-font">Earlier on Wednesday, BackChannel founder Aaron DeVera told&nbsp;<a class="class" href="https://www.bleepingcomputer.com/news/security/adult-content-from-hundreds-of-onlyfans-creators-leaked-online/" target="_blank" rel="noreferrer noopener">BleepingComputer&nbsp;</a>that the Google Drive folder originally contained folders for 279 OnlyFans creators, with one of the folders having over 10GB of videos and photos.</p>



<h2 class="wp-block-heading"></h2>



<p class="mol-para-with-font">DeVera said it appears that all of the content was uploaded into the folder in October 2020.</p>



<p class="mol-para-with-font">‘OnlyFans has somewhat weak content controls around their content, and there are plenty of bots and scrapers a legitimate subscriber can use. What makes this unique is that so many users were bundled in one folder,’ DeVera told BleepingComputer.</p>



<p class="mol-para-with-font">His team also believes that it was compiled by more than one person.</p>



<p class="mol-para-with-font">‘This implies that multiple contributors likely added to the cache, or that the uploader sourced the content from multiple leaks. We do not assess that the poster on RaidForums is the original uploader of the Google Drive content,’ DeVera added.</p>



<p class="mol-para-with-font">The folder also appears to have been shared from the City College of San Francisco account. BackChannel representatives are currently trying to contact them to remove the entire folder.Bella Thorne puts on a sultry display as she joins OnlyFans in 2020</p>



<figure class="wp-block-image"><img decoding="async" src="https://i.dailymail.co.uk/1s/2021/04/07/17/41458066-9445975-Thorne_pictured_along_with_Cardi_B_Blac_Chyna_and_Tyga_are_among-a-97_1617814725327.jpg" alt="Thorne (pictured) along with Cardi B, Blac Chyna and Tyga are among the celebrities who use the platform"/></figure>



<p class="mol-para-with-font">Thorne along with Cardi B, Blac Chyna and Tyga are among the celebrities who use the platform.</p>



<p class="mol-para-with-font">The incident comes months after Thorne sparked outrage with sex workers when she joined OnlyFans and then raked in $1million on her first day.</p>



<p class="mol-para-with-font">The former Disney star created an OnlyFans profile in August 2020.</p>



<p class="mol-para-with-font">But she angered several people who slammed her for charging $200 for a ‘naked’ photo where she was not actually nude.</p>



<p class="mol-para-with-font">Thorne apologized at the time but sex workers blamed her for the subscription platform instating new payment caps and holds.</p>



<p class="mol-para-with-font">Content creators said Only Fans subsequently imposed payment caps of $50 on pay-per-view posts from a previous cap of $200, and a $100 cap on tips.</p>
<p>The post <a rel="nofollow" href="https://africaexplained.com.ng/bella-thorne-among-hundreds-of-users-to-have-their-onlyfans-explicit-photos-hacked/">Bella Thorne among hundreds of users to have their Onlyfans explicit photos hacked</a> appeared first on <a rel="nofollow" href="https://africaexplained.com.ng">AFRICA EXPLAINED</a>.</p>
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		<title>Three thugs jailed for raping prostitutes in a London brothel</title>
		<link>https://africaexplained.com.ng/three-thugs-jailed-for-raping-prostitutes-in-a-london-brothel/</link>
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		<dc:creator><![CDATA[]]></dc:creator>
		<pubDate>Wed, 07 Apr 2021 15:17:20 +0000</pubDate>
				<category><![CDATA[World]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[London brothel]]></category>
		<guid isPermaLink="false">http://africaexplained.com.ng/?p=1269</guid>

					<description><![CDATA[<p>Three ax-wielding marauders have been jailed after they raped and robbed two prostitutes in east London. Edmilson Caimanque, 23, David Fonseca, 27, and Adilson Mendes-Namdja-Uare, 23, disguised as customers before barging into the brothel in Hackney, east London on June 12, 2019. Mendes-Namdja-Uare had worked as a security guard for the brothel, so he knew &#8230;</p>
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]]></description>
										<content:encoded><![CDATA[<p>Three ax-wielding marauders have been jailed after they raped and robbed two prostitutes in east London.</p>
<p>Edmilson Caimanque, 23, David Fonseca, 27, and Adilson Mendes-Namdja-Uare, 23, disguised as customers before barging into the brothel in Hackney, east London on June 12, 2019.</p>
<p>Mendes-Namdja-Uare had worked as a security guard for the brothel, so he knew the locations of the CCTV cameras and an axe which was kept hidden for emergencies.</p>
<p>They threatened the women inside with the axe and a knife, placed plastic bags over their heads and tied them to their beds.</p>
<p>Fonseca and Caimanque then raped the women before the gang stole £1,250 and a mobile phone.</p>
<p>Following a trial at Wood Green Crown Court, the men were jailed for a combined total of 43 years.</p>
<p>The court heard an investigation was launched by the police after a patient reported she had been raped at a sexual health clinic on Thursday, June 13, 2019.</p>
<p>Although the attackers had removed CCTV from the building, officers were able to trace them using DNA gathered from used condoms and phone records which showed they were in the area at the time.</p>
<p>Speaking of her trauma one victim said: ‘I am much more aggressive than I used to be.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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