CreditPro Nigeria Loan App Review: Borrow N3000 to N50,000 with 1 Easy Application

Personal loans have become a popular way to borrow money — and with good reason. You can use the money from a personal loan for anything you’d like, whether that’s to consolidate debt, improve your home, or pay for a wedding. And the best personal loans often come with lower interest rates than what you’d pay on a credit card or other types of high-interest consumer debt, such as payday loans. This is where CreditPro Nigeria loan app can help.

CreditPro is a Nigerian loan app that allows you to borrow short term loans ranging from N3000 to N50000. The app is designed with smooth and easy to use user interface and uses AI to analyze your credit score based on the information you provide to disburse loans to your bank account all in less than five minutes.

Online loans might provide relief in terms of emergency, but they should not be used to fund ones lifestyle as they can be very expensive with high interest rates.

How to apply for a loan from CreditPro?

Getting an CreditPro loan can be done easily online by:

  • Download and install the CreditPro loan app from Google play store.
  • Share some information about yourself, including your employment, ID card, BVN number etc
  • Verify the information you have provided
  • Get money in your bank account once you’re approved. The whole process should not take more than 10 minutes.

CreditPro interest rate

Expect The interest rate offered on your loan to be between 5-30% monthly, with a one-time origination fee ranging between N1000 and N6000 advertised.
Representative Example of the total cost of the Loan:
-If you apply amount ₦ 4,000 with total 91days (45 days 1st installment & 46 days 2nd installment) loan on 22 Mar 2021.
-You will get the loan amount ₦ 4,000 on 22 Mar 2021.
-The 1st installment due date is 5 May 2021 with amount ₦ 2,000, Interest ₦ 90 and origination fees ₦ 810, due repayment is 2,000+90+810=₦ 2,900
-The 2nd installment due date is 20 Jun 2021 with amount ₦ 2,000, Interest ₦ 46 and origination fees ₦ 414, due repayment is 2,000+46+414=₦ 2,460
-The total repayment should be 1st installment due repayment ₦ 2,900 + 2nd installment due repayment ₦ 2,460 = ₦ 5,360.

Note: expect both your loan amount and loan tenure to be significantly lower as individual interest rate, loan amount and loan tenure are calculated based on the applicant’s credit score and credit worthiness. Your first loan will have a tenure of less than 7 days. Keep a good credit score and repay your loan on time to qualify for higher amounts. See how loan apps make lending decisions for first time borrowers and how to increase your loan limits.

Advantages of CreditPro loans

  1. Loan amount of up to ₦50,000
  2. 5 minutes online loan approval
  3. Loan without collateral. Free registration. Calculation of loan limit is free
  4. Revolving line of credit
  5. Easy loan in three steps

Get revolving credit limit

Revolving credit means CreditPro will borrow you a higher amount Everytime you repay your previous loans. You just have to pay back your loans on time to qualify

Is CreditPro legit or a scam?

CreditPro loan is legit. A lot of customers have testified to receiving a loan from them. Read other customer’s Review on Google Play. However, this app will call your contacts and embarrass you if you default on your loan. CreditPro needs permission to access your camera, location, storage, and phone contact list. The requested content is meant to provide KYC information (part of which is needed to determine your creditworthiness), due to a lack of a centralized address verification database in Nigeria.

What will happen if I default on my loan?

Late loan repayments automatically incur a fee of 2% per day. It is therefore advised that one does not exceed the due date. Repay the loan by its due date allows you to access larger loan sizes. Late repayments will affect your ability to get subsequent or larger loans. If you are very late on your payments, they report to the First Central Credit Bureau. Blacklisting by the First Central Credit Bureau may affect your ability to borrow from other lenders.

loan eligibility

  • The loan is exclusively for Nigerian citizens or legal Nigerian Residents.
  • You should be aged between 20-60 years old.
  • You should have a verifiable Monthly income source.

CreditPro customer care number

If you have the need to contact customer care service call:


A writer! Columnist and an academic researcher


  1. I apply for this loan and pay on before my due date but quite unfortunately they continue repeating same loan for me ..they need to change their system of increasing amount..

    1. It’s the algorithm that determines your loan amount, not humans. If it detects more credit alert SMS on your phone maybe the amount will increase

      1. Please i over paid to the wema account and i have been trying to reach you true the customer service and email and Whatsapp no body reply me please the money is much kindly return my money to this account number 2192004040, oyediran habeeb olaide UBA

  2. Can I repay my loan from dialing ussd of my bank and transfer it to the wema bank account given to me

  3. I apply for the loan but I was not credited then gave me due date and amount to pay I thought it was network as well and I use my app to pay the money and it was clear then I apply again the same thing happened

  4. This people are something else sorry to say this the way you people operate is not good you guys don’t have good working skill you people talk to costemers anyhow I’m going to advise you people to stop getting loan from this app is very bad app I take a loan from them was to in 7 days I got issue with my bank trying to sort it even the money I couldn’t use it the next thing I was reported to my bank you reporting me for what i don’t understand and when i was procceing it I try to cut it because I Dont need the loan but you guys still pay me so why all this issue this is not just fair you guys should work on yourself

    1. I understand you bro, most of these loan apps are out to make money, don’t borrow unless you absolutely need it and make you have a way to pay back if you do.

  5. At the initial stage I thought this is the best company so far,not knowing that it’s the worst in terms of customer Relationship.Honestly speaking you people should work on yourselves.Respect customers and be polite to each other.Please my advice stop issuing threats messages to your customers and I possible designate an individual that will call or relates with the client who actually know how to relate with clients in a more matured and diplomatic way.

  6. I over paid on may 20 instead of 13800naira i paid 2times the second one is 138000 naira since then i have trying to reach you and complain but all the contact on the app is fake no body checking it please help refund the money back to my account or you can call me on and this is my account number 2192004040oyediran habeeb olaide UBA,am begging you ni sir ma return the money back to my account

  7. Hello, good day to you all, please I need your help, I want to borrow money into my account but I have issues with my bank now, so I don’t know how to put another account number, please I need your help

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