WageX Loan App for Salary Earners Review

WageX by Loans 2 Go, is a Nigerian fintech start-up, that offers salary earners up to 80% of their monthly salary at zero(0%) daily interest salary advance, to help employees meet financial emergencies; a day-to-day problem.

This app is particularly good for low and Medium income earners, who are usually excluded from affordable credit, exposed to predatory lending and high-interest rates, or completely excluded from financial services which is a strong impediment against financial stability and economic growth.

Salary earners spend 65 to 80% of their salary in the first 1 week of getting paid, exposing them to financial stress and risk when they have emergencies, alternatively, they have to take loans which take more from them than they get. To solve this problem WageX was debeloped, a zero (0%) interest salary advance tailored to help you as an employee or your employees meet financial emergencies with instant access up to ₦200,000 before payday.


Fundamentally, when employees experience financial instability it sometimes leads to low productivity, absence from work, and in extreme situations fraud or theft for employers who now don’t have to reject salary advance requests from their employees anymore; through WageX, they can now help their employees meet their needs.

How do I get a loan from WageX?

WageX is a complete experience of stress-free and affordable finance, you are free from collaterals, providing a guarantor or paperwork.

  • To use WageX, simply download and install Mobile app from Google Play store or App store if you’re on iOS to open an account
  • Select your employer from the list of employers,
  • If your company has not yet been listed you can help facilitate the onboarding of your employer.
  • After signing up, your employer verifies your account,
  • Request for a salary advance up to 80%.
  • Upon approval, money will be disbursed to your bank account immediately.

How much is WageX interest rate?

WageX has zero percent (0%) interest rate on loans. However, you only get charged a one-time 5% mark-up fee with no additional or hidden charges.

Is WageX legit?
Yes, WageX is legit. The app is owned by Loans 2 Go and are affiliated with Money in Minutes where they share the same building in Victoria Island, Lagos.

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