NowCash Loan App Nigeria Review – get up to 300k loan now

NowCash Nigeria is not to be misconstrued for CashNow which is a UAE based loan app that serves only Emirati citizens and which is an Indian loan app and serves only Indian residents. With the surge in the number of borrowers and lenders in the country, such complication can perhaps be expected.

What is NowCash Nigeria loan app?

NowCash is a Nigerian fintech that offers short term loans to borrowers through its mobile app. The app is designed with a smooth and easy to use interface that even if people don’t have a bank credit card, NowCash makes instant loans possible for everyone. Powered by AI technology and cloud computing, NowCash conducts sophisticated credit check and risk management while provides people a simple money lending user journey.

How to get a NowCash loan?

Get an instant loan in 5 simple steps:
● Download and install the NowCash Loan App for FREE now from the Google Play store!
● Simple & fast advance loan application process. Apply for money loans based on the amount you need.
● Provide basic information and bank details
● Apply for approval
● The approved amount will be credited to your bank account within 30 minutes.

NowCash loans interest rate?

The Interest rate on NowCash loans are between 12% – 18% APR For example:
if a customer borrows ₦9,000 for 180 days (6 months), the APR is 18%
So the total Interest would be 9000 NGN 18%180/365 = 799 NGN.
The monthly payment would be (9000 NGN +799 NGN )/6 = 1633 NGN.
The total repayment amount would be 9799 NGN. Note, your actual interest rate might differ from these as each interest rate is calculated differently based on your credit score and other indicators.

Loan Term:  91 – 360 days ,  Loan Amount:  Up to ₦ 300,000
There are no long queues, no long wait times, no collateral or guarantors needed. Just your smartphone.

NowCash loan app advantages:

1.Safe, confidential and efficient
2.Low interest rate, long term,flexible repayment plan
3.7*24 hours online review

Is NowCash legit?

Yes, the loan app appears to be legit. No scam claims on their reviews on Play Store thou a lot of customers are complaining of poor customer service and unacceptable loans sent to their bank accounts. One customer complained that the only downloaded the app and didn’t accept the loans they were giving, but the loan was disbursed to their bank account anyways and now they have to pay the interest. Be careful when using this app.

Please read their privacy policy carefully to get a clear understanding of how they collect, use, protect or otherwise handle your Personally Identifiable Information.

NowCash CONTACT and customer service

If you have further questions, you can contact the NowCash customer service via
Or visit the head office Address: 52 IJIAYE ROAD OGBA-IKEJA LAGOS


A writer! Columnist and an academic researcher


  1. This is a lie, now cash has a due date of 7 days max and the rate are above 18 percent all the critical reviews are almost thesame complaints which is not to be dismissed because over a dozen people have had thesame encounter with them

  2. @Ismaeel,nowcash hasn’t got any phone contact to reach them,even the Samuel email on the seem not active,I have order for a loan and 4750 naira was paid to my account unnoticed,when am not prepare to pay for loan,yet no response to my complain via mail and messages,

  3. Nowcash is a 419 app. Beware. i ordered N7,500 loan to pay back N7749 in 7 days. it was declined. later i got alert of N4.875 from Monify. i never could have tot twas from Nowcash. i left the money in the account thinking somebody made a mistake through POS. All for me to get a msg on whatsapp today from a lady that i should pay up my loan of N7749 which will be due tomoro. i told her to explain why she disbursed lesser amount and sending money without proper notification. All should could say is that NOWCASH is a chinese company and they deduct a lot of tax. that i should just try and pay back the money. But it told her to balance up the N7500 first. She then rained a lot of abussive words on me. i have all our conversations. she prefers voicenote bcoz of screeshoting..but i told her to reconcile the three different amounts.

  4. Why do you go about defaming people’s character? Your system is messed up making it difficult for repayments, and yet you go about spreading people’s pictures and information telling lies about them? You are in for a big lawsuit for defamation of character…

  5. Beware of NOWCASH they are criminal,they defraud people easily,the send you uncompleted fund in your account,they are cheater,they sabotage people easily,please house rep kindly come to our aid..

  6. They alert you forceful and oncomplete amount you are requesting for,they add charges every second,,they are fraud star,I apply for (#7000) they rejected my application and I have taken my mind off from there app,then I surdly saw alert the following day on my bank,I never knew who have alerted me bcos,they didn’t alert me with there official name,they alerted with another name and they didn’t notify my attention,the reduced the amount am applying for and gave me#4875,they are now calling me to pay #7754,my people what kind of loan is this,is this not frudently act,Ithey are now disturbing my peace,I told them to exercise patient,bcos I never expected there loan any longer bcos I have gone for another good and low interest loan,please tell them to let me be, untill I pay there money, they are creating unrest and havoc among there borrower..

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