KashKash Loan App Review – Personal loan app in Nigeria

Are you looking for a safe and reliable quick loan in Nigeria up to N200,000 for personal or business use? KashKash loan app is designed for this exact sort of situation.

What is KashKash loan app?

KashKash is a Nigerian loan app designed to offer flexible short-term loans for personal and business use in real time. The app offers loan amounts up to ₦200,000 and most customers have commended the app for having very fast loan disbursement.

KashKash offers flexible loan products, the app is designed with a smooth and easy to use interface that even if people don’t have a bank credit card, KashKash makes instant loans possible for everyone. Powered by AI technology and cloud computing, KashKash conducts sophisticated credit check and risk management while provides people a simple money lending user journey.

How do I apply for KashKash loan?

Get an instant loan in 5 simple steps:
Download and install the KashKash Loans app for FREE now from the Google Play store!
● Simple & fast advance loan application process. Apply for money loans based on the amount you need.
● Provide basic information and bank details
● Apply for approval
● The approved amount will be credited to your bank account within 30 minutes.

KashKash Loan App interest rate offer?

Interest rate on KashKash Loans is a minimum of 0.1% up to 1% daily.
Origination Fee: Range from NGN 1,174 – NGN 6,000 for a one-time charge
Annual interest rates from 36.5% to 300%. The interest rate is calculated on a daily basis.
For example, 91-day loan payment terms have an origination fee of 39% and an interest of 2.7%. For the loan processed with a principal amount of NGN 3,000, the origination fee would be NGN 1,174, the interest would be NGN 81, the total amount due would be NGN 4,255.
Note, your actual interest rate might differ significantly from these as each rate is calculated differently based on the borrower’s credit worthiness and credit score.

Loan Amount starts from a minimum ₦3,000 to maximum ₦200,000.
Loan Term: the shortest is 91 days, the longest is 365 days.
Expect your loan term to be significantly lower as individual loan terms are calculated based on credit worthiness and credit score.

Repay your loans in time or complete Increase Limit tasks to build your credit limit and reduce the interest rate.

Why choose KashKash?

  • No hidden charges;
  • You can borrow up to N200,000;
  • You can choose your payment tenure;
  • It is secure, reliable, and flexible;
  • They provide a credit decision;
  • They are available 24 hours, every day of the week.

Eligibility for application:

  1. Nigeria Resident.
  2. 20-55 years old.
  3. You should have a verifiable Monthly income source.
Kashkash loan app

Is KashKash legit?

Yes, KashKash is legit. No scam claims on their reviews on Play Store thou a lot of customers are complaining of poor customer service and unacceptable loans sent to their bank accounts. One customer complained that the only downloaded the app and didn’t accept the loans they were giving, but the loan was disbursed to their bank account anyways and now they have to pay the interest. Be careful when using this app. Endeavor to read the reviews of other users on Play store before downloading this app.

KashKash Contact and customer care number

If you have the need to reach out to their customer service, use the following:
Customer Service Hotline number: 09087614169, 09087614170
Head office address: Room 301, Jopebi road No. 62, Ikeja, Lagos, Nigeria.


A writer! Columnist and an academic researcher


  1. I have money in my kash kash wallet but I can’t log into the app any more, I called the customers care and they advice I delete and downloads the app again but I can not find the app in play store or did u change the logo?. I need to access my cash as fast as possible

  2. Kash Kash I make repayment since march and you people refused to clear me.even after several calls and mails

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